Manager, SME Credit Advisory

Ideal Job Specifications

Academic:

• Bachelor’s degree in a business management discipline in either of Finance, Business, and Economics, Mathematics / Statistics or related field from a reputable institution.
  
• Master’s Degree in Finance, Economics, Commerce, Accounting or any other equivalent and relevant qualification from a recognized university.
  

Professional:

• Comprehensive banking background and extensive experience in credit appraisal and loan portfolio management.
  
• Experience in engaging C-level management and senior executives in facilitating decisionmaking and reporting.
  
• Extensive understanding of business and financial fundamentals, with mathematical aptitude & advanced accounting skills.
  
• Ability to coach, mentor, train and transfer skills to others.
  

Desired work experience:

• At least five years’ experience in corporate credit risk management.
  
• Ability to coach, mentor, train and transfer skills to others.
  

Ideal Job Specifications

Academic:

• Bachelor’s degree in a business management discipline in either of Finance, Business, and Economics, Mathematics / Statistics or related field from a reputable institution.
  
• Master’s Degree in Finance, Economics, Commerce, Accounting or any other equivalent and relevant qualification from a recognized university.
  

Professional:

• Comprehensive banking background and extensive experience in credit appraisal and loan portfolio management.
  
• Experience in engaging C-level management and senior executives in facilitating decisionmaking and reporting.
  
• Extensive understanding of business and financial fundamentals, with mathematical aptitude & advanced accounting skills.
  
• Ability to coach, mentor, train and transfer skills to others.
  

Desired work experience:

• At least five years’ experience in corporate credit risk management.
  
• Ability to coach, mentor, train and transfer skills to others.
  

The Manager SME Credit Advisory is primarily responsible for:

• Delivery of Collection Target to a CRAG Portfolio of SME/BB Customers experiencing financial distress.
  
• Primary, Secondary and desktop credit risk CRAG reviews of SME names to identify key credit risk concerns, come up with mitigation strategies & covenant/monitoring actions/targets
  
• Turn Around of SME CRAG names to resolve credit risk concerns.
  
• Adoption and relationship management of CRAG names under Primary management to turn around, reduce, exit and collect based on strategy and target
  
• Determining objectives, strategies and actions that need to be adopted to address business risk issues.
  
• Reduce Bank’s risk and achieve collections, reduce and managed exit solutions so that the bank realises maximum return in the shortest time possible.
  
• Provide secondary support to the relationship team on problem accounts managed under the Normal or Watch category