Requirements

• A Bachelor's degree in Finance, Economics, Business Administration, or a related field. A Master's degree or professional certification in risk management (e.g., FRM, PRM) is highly desirable.
  
• A minimum of 5-7 years of experience in enterprise risk management, preferably within the microfinance or banking sector.
  
• Proven experience in developing and implementing ERM frameworks.
  
• Strong knowledge of risk management principles, practices, and regulatory requirements.
  

• Conduct a daily/weekly/monthly review of the bank's overall risk profile, including operational, financial, strategic, and compliance risks, and advise management on the progress of risk mitigation efforts.
  
• Deliver weekly and monthly risk management reports, including metrics such as Key Risk Indicators (KRIs), risk appetite compliance, and the status of risk mitigation plans.
  
• Develop and prepare an annual enterprise risk assessment and plan using historical data, market trends, and projections.
  
• Monitor and coordinate all risk management activities for all products and business units.
  
• Identify and analyze emerging risks and trends, providing insights and recommendations to management.
  
• Prepare regulatory risk reports on a monthly basis to ensure compliance with prudential guidelines.
  
• Identify and advise on all high-risk areas that require immediate attention or legal proceedings on a regular basis.
  
• Prepare regular risk reports for Senior Management and the Board to aid in strategic decision-making.
  
• Ensure that all operational and risk management policies and procedures are adhered to by all stakeholders.
  
• Develop and implement effective risk reports for all the different products and business units to give insights to management for decision-making.
  
• Using data analytics tools, prepare and analyze data to identify risk patterns, trends, and the overall performance of the risk management framework, and develop action plans to address identified issues.