Education/Professional Qualifications, Skills & Experience:

• Bachelor’s degree in Finance, Banking, Islamic Finance, Business Administration or a business-related field from a recognized University.
  
• Professional Certification in Islamic Finance is an added advantage.
  
• A minimum of 7 years’ experience in retail banking, SME banking, or women / inclusive finance of which at least 3 years in Relationship Management.
  
• Experience in credit evaluation, product marketing, business development
  
• Deep understanding of Shariah-compliant financing instruments
  
• Familiarity with gender-responsive banking or financial inclusion initiatives
  
• Strong communication, relationship-building, negotiation and presentation skills
  
• Analytical mindset; ability to translate insight into actionable strategies
  
• Integrity, ethical orientation, and commitment to compliance.
  
• Customer-oriented & empathy
  
• Target / sales driven
  
• Strategic thinking & innovation
  
• Stakeholder engagement
  
• Problem-solving & decision-making
  
• Teamwork & cross-functional collaboration
  
• Digital literacy (banking systems, data analytics, CRM)
  
• Adaptability & resilience
  

Method of Application

• Execute and manage the rollout of Almasi suite of products (asset financing, unsecured hybrid SME financing, mortgage finance, construction finance, trade financing, etc.)
  
• Guide product customization to ensure the needs of women entrepreneurs are met while preserving Shariah compliance.
  
• Promote non-financial services: advisory, capacity-building workshops, networking, procurement readiness programs, etc.
  
• Identify, segment, and onboard women business owners and women-involved enterprises (≥ 50% women shareholding or management) as per Almasi eligibility criteria.
  
• Cultivate relationships with women’s groups, associations, NGOs, development partners to source leads.
  
• Represent the bank in women entrepreneurship events, exhibitions (e.g. Almasi marketplace).
  
• Support procurement readiness of women-owned firms to access supply opportunities with the bank (20% procurement allocation).
  
• Assess financing proposals from women-owned / women-managed businesses: credit analysis, collateral, structuring.
  
• Monitor repayment performance, delinquency, recovery.
  
• Ensure compliance with the bank’s credit policy, risk guidelines, and Shariah principles.
  
• Deliver high service standards, including dedicated Almasi teller counters.
  
• Serve as a specialist contact for women clients, resolving their inquiries, complaints, and ensuring seamless customer journeys.
  
• Track customer satisfaction, retention metrics raining, Advocacy & Internal Awareness.
  
• Train branch staff, sales teams, and relationship officers on the Almasi proposition, gender-sensitive sales and customer service.
  
• Promote internal awareness to ensure women banking is integrated into mainstream targets.
  
• Collaborate with marketing / communications to design campaigns, content for the Almasi website, knowledge hub, etc.
  
• Prepare performance reports, dashboards, forecasts (new clients, portfolio growth, NPAs, cross-sell, etc.)
  
• Monitor gender-tagged MIS / data tracking of women clients.
  
• Use market research to identify unmet needs or gaps and recommend product enhancements.
  
• Ensure adherence to Shariah advisory rulings, internal compliance, risk and legal protocols.
  
• Support audits and reviews of the Almasi program.
  
• Any other duties as may be assigned by Management from time to time.