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I&M Bank
Banking + 2 more
Description
Skills, Competencies, Academic Qualifications & Work Experience:
- University degree in an analytical or business course e.g. Commerce, Actuarial Science, Economics, and Mathematics.
- A Masters’ degree and professional qualifications in relevant field will be an added advantage.
- At least Four (4) years’ experience in a Banking Industry.
- Proven experience in real estate/project/construction financing with knowledge of mortgage financing products and processes.
- Coachable professional with good “business sense” and an energetic / dynamic personality.
- Strong relationship, collaborative and stakeholder management skills; views team concept as critical to success.
- Good understanding of Banking Operations, credit policies and procedures.
Responsibilities
- Facilitate/drive conversion of the post approval mortgage pipeline, by following up on outstanding loan conditions and follow up on matters pending at conveyancing.
- Oversee and convert the post-approval mortgage pipeline by following up on outstanding loan conditions and conveyancing matters.
- Ensure accuracy and completeness of mortgage cases post-approval to deliver a seamless customer experience.
- Actively engage with customers to expedite fulfillment and maintain high satisfaction levels.
- Serve as a key liaison between clients and internal teams, ensuring transparency and timely updates.
- Manage mortgage pipeline post approval to increase quality business through effective customer engagement.
- Delivering world class customer service practices and ensure adherence to I&M Bank Service standards.
- Support branch staff and sales teams to accelerate disbursement processes.
- Ensure accuracy and completeness of pre-conveyancing mortgage conditions in support of good TAT and customer experience prior to mortgage disbursements.
- Serve as a key contact person between the product and post mortgage approval stakeholders including internal legal and valuation functions, credit administration etc.
- Delivering world class customer service practices and ensure adherence to I&M Bank Service standards.
- Provide ongoing product knowledge and support to Relationship Managers and clients.
- Monitor account activity, facility payments, and covenant compliance.
- Achieve operational rigor excellence in all aspects of procedures and processes undertaken to ensure satisfactory audit.
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