Education

• First Degree in Finance and Accounting or Mathematical Sciences
  

Work Experience

• 7-13 years' Experience in analysing economic trends and preparing relevant reporting for a product portfolio. Experience in sourcing data and translating into usable format.
  
• Experience in scenario analysis. Exposure to actuarial, mathematical, financial and statistical modelling or advanced analytics. Practical experience within banking is advantageous. Exposure in implementing analytical projects.
  

• Analyse all information related to product and economic trends in relation to expected performance and prepare appropriate reporting (bespoke and standard) with recommendations based on user requirements.
  
• Analyse and report on all product utilisation and provide recommendations for product improvements.
  
• Apply leading and lagging measures to form a view of portfolio performance and identify potential gaps. Determine analysis and reporting requirements for the allocated product portfolio.
  
• Conduct analysis to identify potential risks for allocated portfolio and advise line management accordingly. Confirm that appropriate business rules and processes are in place to handle specific events on the portfolio (e.g. large payments / withdrawals to or from accounts, which may require specific rules or actions).
  
• Decide which data sources are most suitable when conducting analysis and on the depth of information required to provide, when preparing relevant MIS and economics reporting.
  
• Determine analysis and reporting requirements for the allocated product portfolio. Source appropriate data and MIS for the allocated product portfolio and transform it into usable format (where required). This includes portfolio information from multiple data sources.
  
• Extract portfolio information from external sources (e.g. Credit Bureau, Deeds office, XDS for client statement information etc.) and overlay this with internal portfolio information to identify further cross-selling opportunities.
  
• Identify opportunities for cross-selling / acquiring and pass leads onto Client Management teams and Customer Insights and Analytics (e.g. opportunities for non-franchise customers to use additional products) based on current product economic indicators at client level.