Commercial Banking Officer
Zaria,
Yola,
Ondo
• Nigeria
+ 6 more
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Team Lead, Private Banking (Onitsha, Owerri)
Onitsha,
Owerri
• Nigeria
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Industry (Accounting, finance, banking, insurance)
Seniority (Accounting, finance, banking, insurance)
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Banking + 2 more
Job details
Description
Requirements
- Bachelor's degree in Finance, Accounting, Economics, or a related field (an advanced degree or professional certification is a plus).
- Minimum of 7 years of progressive experience in commercial banking or corporate lending.
- A proven track record in credit analysis, portfolio management, and successful business development
- Strong command of commercial banking products and the regulatory landscape.
- Exceptional communication, negotiation, and presentation skills.
Responsibilities
• Cultivate and manage strategic partnerships with commercial clients, showcasing your ability to grasp complex business needs and deliver highly customized banking solutions.
• Transform transactional interactions into trusted advisory relationships, setting yourself apart by consistently generating long-term value for our clients.
• Perform in-depth financial analysis and viability assessments, demonstrating your precision in interpreting financial statements and cash flow projections.
• Craft distinctive credit proposals that expertly balance client requirements with institutional risk parameters, reflecting your sound judgment in structuring facilities.
• Proactively identify and convert new business opportunities, leveraging your robust network and market awareness to significantly expand the bank's commercial footprint.
• Anticipate client needs and recommend innovative financial products that directly support their expansion and operational efficiency, truly excelling in your advisory role.
• Monitor portfolio performance with a vigilant eye for early risk indicators, distinguishing yourself through proactive and effective mitigation strategies.
• Maintain unwavering adherence to banking regulations, demonstrating your current knowledge of compliance requirements and industry best practices.
• Collaborate seamlessly with internal teams to deliver an unparalleled client experience, setting yourself apart through your skill in coordinating complex financial solutions.
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