Qualifications, Experience & Competencies Required

• A bachelor’s degree in a business course or any related degree.
  
• A professional certificate / master’s will be an added advantage.
  
• A minimum of Eight (8) years’ experience in a risk, compliance or audit function in banking, or any financial institution with a proven track record to deliver results of which five (5) should have been at management level.
  

• Develop, maintain, and continuously enhance the Enterprise Risk Management Framework, including risk policies, procedures, governance structures, and supporting infrastructure in line with the Bank’s strategic objectives and regulatory requirements.
  

• Lead the formulation of the Bank's Risk Appetite Statement (RAS) and ensure that risk limits are cascaded operationally across all business lines, products, and portfolios
  

• Provide oversight over the Bank’s credit risk framework, including underwriting standards, portfolio quality, concentration risk, and provisioning.
  

• Provide independent challenge to the reconciliation between IFRS 9 ECL and BOU prudential provisioning, and on the appropriateness of collateral valuation and treatment under FIA and BOU regulations.
  

Operational Risk Management

• Assess operational policies, controls, and frameworks to minimize losses.
  

• Oversee operational risk assessments, incident reporting, and root cause analysis.
  

• Monitor liquidity risk and capital adequacy in conjunction with Finance and Financial Markets.
  

• Review stress testing and scenario analysis results to support resilience and financial stability