The job holder will be charged with conducting rigorous loan appraisals. He/she will ensure all credit
requests are underwritten in line with laid down internal policies, procedures, product guidelines and
best practices. The role undertakes a preventive approach in de-risking lending to ensure high portfolio
performance, ease of recovery, competitive turn-around time and avoidance of unwarranted or emerging
risks through time-to-time recommendations on areas of improvement.

Requirements
▪ Must be a practicing Christian who lives and upholds Christian values, with a passion to serve

▪ An undergraduate Bachelor’s degree in a Business-related field from a recognized institution.

▪ Professional qualifications in Credit e.g CCP, Credit Risk Assessment , CPA are an added

advantage.

▪ At least 5 years’ relevant experience in appraising SME, Group and Individual Micro loans

▪ Numerical ability to analyze and interpret financial statements

▪ Report writing and presentation skills

▪ High degree of confidentiality

▪ Clear understanding of microfinance/banking industry is an added advantage.

▪ Good interpersonal & communication skills with excellent customer service.

▪ A team player with the drive to improve performance.

▪ Proficient computer skills

▪ Self-driven and possess the ability to work with minimum supervision

Responsibilities

a. To participate and support the Spiritual formations and rhythms in the Bank, in order to

maintain a focus on the Bank’s Christ-centered culture.

b. Management of credit risks through analysis and recommendation of approvals for facilities

within the Institutions tolerable risk levels

c. Performing quality assurance checks on revenue assurance and system surveillance on loan

modules

d. Ensure high turnaround time (TAT) for Credit proposals

e. Co-ordinate efforts together with Risk, Internal Audit, Credit Administration and Branches

to ensure adherence to the Bank’s Credit Policy and lending guidelines

f. Work closely with both the Manager - Credit Analysis and Head of Credit to maintain appropriate credit

risk management culture

g. Review loan security margins as per the existing market trends and advise the management on any

necessary reviews.

h. Recommend policy reviews for customer experience improvement and risk management improvement

based on experiences and industry trends

i. Monitor, on a continuous basis, all transactions to ensure that unusual and suspicious transactions are

reported to the Money Laundering Reporting Officer (MLRO)

j. Implementing and enforcing the board approved AML, KYC & CFT policy in as far as is applicable within

credit risk analysis

k. Performing quality assurance checks on revenue assurance and system surveillance on loan

modules and report anomalies noted.

Start hiring with Fuzu

Recruit better talent faster - on your own or with our support.

Explore recruitment platform

Job search tips from Fuzu

Selected articles on cover letters, CV structure, and interview preparation.

Accounting, finance, banking, insurance Jobs for Mid-level in Africa

Credit Analysis

Senior Banking Services Officer in Head Office

Senior Banking Services Officer in Kisumu

Senior Banking Services Officer in Eldoret

Senior Banking Services Officer in Meru

Senior Banking Services Officer in Kisii

Officer, Reconciliations & Budgets (Business Analyst 1)

Officer, Banking Services (Business Analyst 1) in Nyeri

Officer, Banking Services (Business Analyst 1) in Meru

Officer, Banking Services (Business Analyst 1) in Mombasa

Top cities with open vacancies

Companies hiring now

Country / Region

Profession (Banking, microfinance, insurance, Mid-level)

Industry (Accounting, finance, banking, insurance, Mid-level)

Seniority (Accounting, finance, banking, insurance, Banking, microfinance, insurance)

Fuzu

Credit Analysis

Job details

Description

Responsibilities

Tags

Start hiring with Fuzu

Job search tips from Fuzu