Credit Analyst Manager - Regional

Minimum Qualifications

The Credit Analyst Manager will be a trusted partner of Inkomoko clients, and basic qualifications Include:

• Bachelor's degree in finance, accounting, economics, or a related field; advanced degree (e.g., MBA, CFA) preferred
  
• Must speak fluent English. Knowledge of other local languages is a plus
  
• Strong understanding of financial principles, credit analysis techniques, and regulatory requirements related to lending activities.
  
• Excellent analytical skills with the ability to interpret complex financial data, identify trends, and make strategic recommendations.
  
• Proven experience (3+ years) in financial analysis, risk management, and lending operations within the financial services industry.
  
• Excellent analytical skills with a keen eye for detail and accuracy.
  
• Ability to work efficiently under pressure, prioritize tasks, and meet tight deadlines.
  
• Strong communication and interpersonal skills, with the ability to collaborate effectively across teams.
  
• Knowledge of regulatory requirements and compliance standards relevant to investment operations.
  
• Solid leadership and team management capabilities, with the ability to motivate, coach, and develop team members.
  
• Proficiency in financial modeling, data analysis tools, and Microsoft Office suite.
  
• Knowledge of lending software and systems (e.g., loan origination systems, credit scoring models) is a plus.
  
• Commitment to integrity, professionalism, and ethical conduct in all aspects of work.
  

What You'll Get

This role is inside a high-growth, mission-driven social enterprise. By joining, you’ll access:

• Competitive salary, and potential Goal-based bonus
  
• Incredible company culture, including deep investment in your learning and growth
  
• Diverse colleagues and policies that show our commitment to equity and inclusion 
  
• Talented, passionate, and committed team colleagues across the region
  
• Ability to make a significant social impact to your community
  
• Generous health insurance, staff savings, parental leave, sabbatical, and more benefits.
  

Minimum Qualifications

The Credit Analyst Manager will be a trusted partner of Inkomoko clients, and basic qualifications Include:

• Bachelor's degree in finance, accounting, economics, or a related field; advanced degree (e.g., MBA, CFA) preferred
  
• Must speak fluent English. Knowledge of other local languages is a plus
  
• Strong understanding of financial principles, credit analysis techniques, and regulatory requirements related to lending activities.
  
• Excellent analytical skills with the ability to interpret complex financial data, identify trends, and make strategic recommendations.
  
• Proven experience (3+ years) in financial analysis, risk management, and lending operations within the financial services industry.
  
• Excellent analytical skills with a keen eye for detail and accuracy.
  
• Ability to work efficiently under pressure, prioritize tasks, and meet tight deadlines.
  
• Strong communication and interpersonal skills, with the ability to collaborate effectively across teams.
  
• Knowledge of regulatory requirements and compliance standards relevant to investment operations.
  
• Solid leadership and team management capabilities, with the ability to motivate, coach, and develop team members.
  
• Proficiency in financial modeling, data analysis tools, and Microsoft Office suite.
  
• Knowledge of lending software and systems (e.g., loan origination systems, credit scoring models) is a plus.
  
• Commitment to integrity, professionalism, and ethical conduct in all aspects of work.
  

What You'll Get

This role is inside a high-growth, mission-driven social enterprise. By joining, you’ll access:

• Competitive salary, and potential Goal-based bonus
  
• Incredible company culture, including deep investment in your learning and growth
  
• Diverse colleagues and policies that show our commitment to equity and inclusion 
  
• Talented, passionate, and committed team colleagues across the region
  
• Ability to make a significant social impact to your community
  
• Generous health insurance, staff savings, parental leave, sabbatical, and more benefits.
  

• Financial Analysis: Conduct comprehensive financial analyses to assess the creditworthiness of borrowers, evaluate loan structures, and identify potential risks and opportunities.
  
• Risk Management: Develop and implement risk management strategies to mitigate credit, market, and operational risks associated with lending activities.
  
• Investment Operations Oversight: Oversee investment operations, including loan origination, underwriting, servicing, and collections, to ensure adherence to internal policies, regulatory requirements, and industry best practices.
  
• Team Management: Lead and mentor a team of lending finance analysts, providing guidance, training, and support to enhance their skills and performance.
  
• Financial Reporting: Prepare and present accurate and timely financial reports, performance metrics, and analysis to senior management and regulatory authorities.
  
• Process Improvement: Continuously assess lending processes and systems to identify areas for improvement, streamline workflows, and enhance operational efficiency.
  
• Collaboration: Collaborate cross-functionally with other departments, such as risk management, compliance, legal, and IT, to ensure alignment of lending finance activities with overall business objectives.
  
• Compliance: Stay abreast of relevant laws, regulations, and industry standards governing lending practices, ensuring full compliance and adherence to ethical standards.
  
• Strategic Planning: Contribute to the development and execution of strategic initiatives and business plans related to lending finance, aligning with organizational goals and objectives.