• Audit Leadership & Execution: Lead risk-based audits across digital channels, payment products, customer journeys, and technology-enabled business processes, ensuring alignment with the Internal Audit Plan. Perform end-to-end audits covering product governance, digital channels, payment processing, customer onboarding, transaction lifecycle, operational resilience, cybersecurity controls, and technology change management.
• Audit Analytics & Continuous Monitoring: Design and execute audit analytics and continuous monitoring routines to identify control failures, emerging risks, fraud indicators, operational inefficiencies, and unusual transaction patterns. Develop data-driven audit procedures using SQL, Superset, Redash (Hera, Loki, Hela), Python, Power BI, Metabase, or similar analytical tools.
• Risk Assessment & Metric Tracking: Conduct enterprise risk assessments for digital channels, products, and payment ecosystems by evaluating inherent risks, control design, control effectiveness, and residual risks. Monitor Risk Performance Metrics across products and channels.
• Data Analysis & Insights: Analyse large and complex datasets to provide audit insights covering transaction integrity, customer behaviour, fraud trends, system performance, reconciliation, service availability, and regulatory compliance.
• Reporting & Quality Assurance: Review audit workpapers, evidence, and reports to ensure findings are supported by sufficient evidence and comply with Internal Audit standards. Prepare clear, concise, and impactful audit reports with practical recommendations that strengthen governance, risk management, and internal controls.
• Stakeholder Management & Collaboration: Collaborate with Product, Engineering, Data, Operations, Risk, Compliance, Finance, and other business stakeholders to understand system changes, new products, and emerging risks. Represent Internal Audit in cross-functional initiatives, governance forums, and stakeholder engagements where required.
• Remediation & Governance: Monitor and follow up on management action plans and validate remediation activities to ensure timely closure of audit findings. Support continuous improvement of audit methodologies through automation, advanced analytics, AI-enabled auditing techniques, and dashboard reporting.
• Team Development & Strategy: Coach and mentor Associates and Senior Associates on audit analytics, digital auditing techniques, and leading industry practices. Contribute to the achievement of Internal Audit strategic objectives, departmental KPIs, and quality assurance standards. Perform other duties assigned by the Chief Audit Officer and Director.

Experience & Background

• Bachelor's degree in Accounting, Finance, Computer Science, Information Systems, Data Science, Engineering, Statistics, or a related discipline.
• Minimum of 7 years of progressive experience in Internal Audit, Audit Analytics, Data Analytics, Technology Audit, Risk Management, or Consulting within the financial services or fintech industry.
• At least one (1) of the following professional certifications: ACA, ACCA, CPA, CIA, CISA, or CFE.
• A Master's degree or professional certification in Data Analytics, Business Intelligence, Artificial Intelligence, Data Science, or a related analytical discipline will be an added advantage.
• Proven experience developing audit analytics, continuous auditing routines, and dashboard reporting that enhance audit effectiveness and business decision-making.