Consumer Lending Specialist - Imo

Bachelor’s Degree or HND inBusiness Administration, Economics, or a related field
1 year experience in consumer lending, microfinance, banking, or financial services.
Strong sales and negotiation skills.
Basic knowledge of credit analysis and loan processing.
Good communication and interpersonal skills.
Ability to work independently and meet targets.
Proficiency in Microsoft Office and basic financial systems is an advantage.

Market and sell consumer loan products to individuals and small businesses.
Identify prospective customers through field visits, referrals, and marketing activities.
Interview applicants to understand financial needs and recommend suitable loan products.
Collect and verify customer documentation for loan applications.
Conduct preliminary credit assessments and support risk evaluation processes.
Prepare and submit loan applications for approval in line with company procedures.
Follow up on approved loans to ensure timely disbursement.
Monitor loan repayments and support recovery efforts where necessary.
Maintain accurate customer records and loan documentation.
Ensure compliance with lending policies, regulatory standards, and internal controls.
Provide excellent customer service and maintain strong client relationships.

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