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Credit Direct Limited, FutureInno Digital Tech LTD, PalmPay, SOBIC and Company, Stanbic IBTC BankProfession (Financial Services)
Industry
Aeronautics,Agriculture, fishing, forestry,Automotive,Banking, microfinance, insurance,Communications, media, radio, tv,Computers, software development and services,Construction, renovation, maintenance,Consulting, business support, auditing,Data/Research,Education, academic,Electronics,Energy, utilities, environment,Finance & FinTech,Financial Services,Fitness, well-being and lifestyle,Governmental,Health care, medical,Housekeeping, maintenance,Human resources, talent development, recruiting,Import, export,Manufacturing,Marketing, advertising,Non-profit, social work,Outsourcing, leasing,Real estate,Restaurant, hospitality, travel,Retail, wholesale, FMCG,Security,Telecommunications,Textile, fashion,Transportation, logistics, storage,
Seniority (Financial Services)
© Fuzu Ltd
SOBIC and Company
Financial Services
Description
- Assessing Creditworthiness: Evaluating a borrower’s financial history, income, and debt to determine their ability to repay loans.
- Reviewing Loan Requests: Processing and analyzing individual or commercial loan applications in accordance with bank policies.
- Evaluating Financial Information: Calculating specific financial ratios, such as credit scores and risk limits, to determine loan feasibility.
- Preparing Credit Proposals: Drafting clear risk assessments and making formal recommendations to approve or reject loan applications.
- Monitoring Existing Loans: Tracking the progress of disbursed loans and conducting field visits to verify business viability or household income.
- Managing Portfolio Quality: Maintaining a healthy portfolio by proactively following up on overdue repayments and early warning indicators of default.
- Providing Customer Service: Educating clients on borrowing terms that can make them qualified for the loan.
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