• Education: Bachelor’s degree in finance, Accounting, Economics, or a related field.
  
• Knowledge of banking, treasury and payments products and processes.
  
• Experience: 7-10 years of hands-on experience in treasury operations, back-office processing, or a related field preferably within the fintech industry.
  
• Strong understanding of treasury functions, financial markets, and banking operations.
  
• Familiarity with African financial markets and regulatory frameworks.
  
• Thorough knowledge of African currency markets and regulatory frameworks.
  
• Strong communication skills and an ability to build and leverage cross-functional relationships.
  
• Strong knowledge of finance and accounting principles within a multi-currency, multi-subsidiary environment.
  
• Advanced proficiency in Microsoft Excel or Google Sheets for data analysis and reporting.
  
• Experience with Treasury Management Systems (Kyriba) or Enterprise Resource Planning (ERP) Software is a plus.
  
• Strong analytical and problem-solving skills.
  
• Excellent attention to detail and accuracy.
  
• Effective communication and interpersonal skills.
  
• Ability to work independently and as part of a team.
  
• Proactive, results-oriented, and adaptable to change.
  

Settlement Management & Reconciliation

• Liaise with Merchants Operations team to obtain daily settlement amounts, ensuring all transactions are accurately recorded and processed on time.
  
• Upload manual settlements as per settlement files, verify transactions, and ensure bank charges are correctly applied.
  
• Ensure timely liquidation and reconciliation of funds from alternative payment methods, mobile money platforms, and aggregators.
  
• Support settlements across the group, coordinating with internal teams and external financial institutions to ensure accurate merchant transaction settlement.
  

Liquidity & Cash Flow Management

• Update and maintain daily cash position files, ensuring all cash balances and outstanding settlements are accurately captured.
  
• Monitor and manage daily liquidity requirements to ensure sufficient funds for operations and merchant settlements across multiple regions.
  
• Assist in developing and maintaining merchant liquidity forecasts to meet obligations.
  
• Execute operational foreign exchange transactions required for settlements and liquidity management.
  
• Optimize cash flow management, ensuring efficient use of funds without holding excessive idle cash.
  
• Prepare reports supporting cash flow forecasting and financial planning.
  

Treasury Operations & Execution

• Manage back-office treasury functions, including fund transfers, bank account management, and transaction reconciliation.
  
• Implement and maintain processes to ensure accuracy and compliance in treasury operations.
  
• Implement and maintain processes to ensure accuracy and compliance in treasury activities, including participating in operational automation projects (e.g., settlements, reconciliations, and fund transfers)
  

Banking & External Stakeholder Management

• Act as the primary contact for banking partners, engaging daily to resolve treasury-related operational issues and maintain seamless financial operations.
  
• Assist in updating and maintaining bank mandates within the region, ensuring all authorizations align with regulatory and internal compliance requirements.
  

Governance, Compliance & Risk Management

• Ensure compliance with financial policies, identify potential risks, and propose mitigation strategies to strengthen treasury controls.
  
• Oversee documentation and adherence to internal policies and external regulatory requirements.
  

Reporting & Financial Analysis

• Analyze and report key treasury metrics to the Head of Treasury Operations.
  
• Prepare and review treasury reports, including liquidity positions, foreign exchange exposures, and settlement progress.
  
• Maintain accurate records of client interactions and transactions for audit and compliance purposes.
  

Process Improvement & Automation

• Participate in treasury-wide process improvement and automation initiatives to enhance efficiency, accuracy, and overall operational effectiveness.
  

Regional & Cross-Functional Collaboration

• Collaborate with regional teams to understand local financial regulations and ensure seamless cross-border fund transfers and settlements.
  
• Foster collaboration between back-office treasury teams and other departments as needed.
  

Team Support & Development

• Provide support and mentorship to treasury analysts and other staff, helping them develop their skills and ensuring accuracy and efficiency in their work.