Job Requirements

• A University Degree from a recognized institution
  
• 7 years’ banking experience in Financial/banking,
  
• 5 years of which should be in Asset Based Financing.
  
• 3 years’ experience in loan administration, asset monitoring & tracking systems.
  
• 3 years’ experience in Portfolio performance reporting & Insurance premium financing mechanics.
  
• 3 years’ experience with loan & facility Documentation (loan agreements, facility offer letters, term sheets, security documentation), pre- and post-disbursement controls.
  
• Hands-on experience with collateral registration (e.g., vehicles, equipment, receivables), charge documentation, deeds of assignment (receivables, insurance policies), Logbook loans / chattel mortgages, debentures (fixed & floating charges) and their legal enforceability. As well as Insurance Premium Financing (IPF) Documentation
  
• Entrepreneurial and Commercial thinking
  
• Excellent research, analytical, and problem-solving skills.
  
• Integrity & courage to challenge actions within various business units and the status quo.
  
• Strong persuasion, management and communication skills
  
• Strong organizational skills
  
• Excellent stakeholder management skills
  
• Creative approach, with the ability to anticipate challenges and develop innovative solutions;
  

• Ensure compliances with agreed TAT on issuance of release letters
  
• Ensure there is timely cross checking and Sign off Documentation checklists to facilitate release orders by SDC.
  
• Manage the end-to-end loan booking process for both Retail and Corporate ABF loans.
  
• Ensure Bank policy regarding prudential guidelines is observed
  
• Update the ABF Manuals and policies in Liaison with the relevant units to suit the business
  
• Reviewing the processes in the unit to determine any possible areas where an operational loss can occur and do a return to unit head inclusive of action plan.
  
• Reporting any operational loss to Operational Risk Management Department.
  
• Ensure that the non-performing book does not exceed the agreed percentage of the total book by the bank / division, through review and querying of Credit reports on status of ABF and IPF Loans and partnership ship meeting to discuss progress.
  
• Monitoring of status of various ABF and IPF accounts, and calling for action by Credit support, Portfolio Managers, Branch managers where no actions have been taken.
  
• Ensure there is provision of efficient customer service to all clients (internal and external).
  
• Collating the reports for the unit in liaison with ABF-RM’s, Dealer relationship desk documentation & securities section – Disbursement, Approvals, Dashboard, Annual Budget/Targets