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Alan & Grant
Consulting + 2 more
Job details
Location
Contract Type
Description
Requirements
- HND/BSc in Science, Social Science, or a related field (M.Sc. or a professional certification is an added advantage)
- Completion of Microfinance Certification Programme
- Experience working in a Microfinance Bank.
- Strong expertise and experience in deposit mobilization, loan sales and credit analysis.
- Strong financial analysis skills, including interpretation of financial statements and ratios.
- Proficiency with Microsoft Office Suite and banking software.
• Ensure high-quality service by efficiently managing, developing, and using all available resources (staff, systems, and processes).
• Drive deposit mobilization initiatives by developing strategies to attract new savings, current, and investment accounts from individuals, SMEs, and corporates.
• Lead core loan product sales, including origination, structuring, and monitoring of retail and SME loans to achieve portfolio growth and maintain asset quality.
• Ensure customers are migrated to more appropriate and cost-effective channels, while identifying and actioning cross-selling opportunities based on customer needs.
• Achieve targeted growth in investment deposits, loan portfolio and overall revenue.
• Proactively identify and assess risks faced by the branch and reduce exposure by maintaining an effective system of controls.
• Ensure the effective rollout of management initiatives to the branch.
• Maintain a high level of integrity and ethical standards.
• Manage assets (cash and cost accountabilities) with emphasis on containment of controllable costs.
• Ensure overall operational readiness/efficiency of branch infrastructure (premises, assets, physical security, fraud prevention, losses, and differences).
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