Victory Empowerment Centre Microfinance Institution is a non-Governmental organization with the prime objective of improving the quality of living of the active poor through micro credit facilities.

We are recruiting to fill the position below: 

Job Title: Credit Officer 

Locations: Akwaibom

Employment Type: Full-time

Victory Empowerment Centre Microfinance Institution is a non-Governmental organization with the prime objective of improving the quality of living of the active poor through micro credit facilities.

We are recruiting to fill the position below: 

Job Title: Credit Officer 

Locations: Akwaibom

Employment Type: Full-time

● Evaluate credit worthiness by processing loan applications and documentation within specified limits

● Interview applicants to determine financial eligibility and feasibility of granting loans 

● Determine all applicable ratios and metrics and set up debt payment plans

● Communicate with clients either to request or to provide information

● Justify decisions (approvals/rejections) and report on them 

● Complete loan contracts and counsel clients on policies and restrictions

● Update job knowledge on types of loans and other financial services

● Maintain and update account records 

● Assess customer needs, explore all options and introduce different types of loans

● Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas 

● Go the “extra mile” to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process 

● Οperate in compliance with laws and regulations and adhere to lending compliance guidelines. 

Requirements 

A Smart NCE / OND / HND /B.Sc Holder in any discipline. 

Skills: 

● Computer savvy. 

● Must possess a Smartphone. 

● Communication /marketing skills 

● Problem-solving skill 

● Ability to pay attention to detail 

● Ability to multitask.