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Credit Direct Limited, Newark Frontiers, PalmPay, Stanbic IBTC Bank, Unified PaymentProfession (Financial Services)
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Seniority (Financial Services)
© Fuzu Ltd 2026
PalmPay
Financial Services
Description
Requirements
- Bachelor’s degree or above, with at least 2 years of experience in internet, payments, or merchant operations.
- Familiar with user operations or merchant operations methodologies; experience in transaction or user growth is preferred.
- Strong data analysis skills with the ability to identify problems and design operational strategies.
- Strong communication and cross-functional collaboration skills.
- Proactive, execution-oriented, and results-driven.
Responsibilities
1. Merchant Lifecycle Management
- Manage the lifecycle of offline merchants, including onboarding, activation, growth, inactivation, and reactivation strategies.
- Identify key factors affecting merchant active rate and transaction volume through data analysis and develop corresponding operational strategies.
- Segment merchants (e.g., high-value merchants, growth merchants, inactive merchants) and design differentiated operation strategies.
- Design and implement strategies to increase merchant transaction volume, such as transaction incentive programs, marketing campaigns, and seasonal or festive promotions.
- Analyze transaction behaviors of high-performing merchants, identify key success factors, and replicate high-performing behaviors.
- Continuously optimize operational strategies to increase transaction frequency and transaction volume.
- Identify high-value merchants (e.g., high TPV, high transaction frequency).
- Develop dedicated incentive programs or growth plans for high-value merchants to increase their transaction volume and retention.
- Design and optimize merchant reactivation strategies to bring back inactive or low-active merchants.
- Analyze reasons for merchant churn and propose operational or product improvements.
- Track key merchant performance metrics, including:
- Merchant active rate
- Merchant productivity (transaction volume per merchant)
- Number of transactions and total transaction value
- Merchant active rate
- Produce operational analysis reports and continuously optimize strategies based on data insights.
- Work closely with Business Development team, Product team, and Customer Service team to resolve merchant issues related to POS products.
- Collect merchant feedback and drive product and operational improvements.
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