Education

• Minimum Education: A first degree in law or any field with a strong law background plus additional qualification in business related discipline.
  

Experience

• Minimum experience: 2 – 3 years banking experience
  

A. CREDIT AVAILMENT

• Ensure compliance with conditions precedents to drawdown on all approved credits/Bonds & Guarantees (B&G).
  

• Ensure compliance with conditions precedents to drawdown on all approved credits/Bonds & Guarantees (B&G).
  

• Verify Relationship Teams’ confirmation of compliance with transaction dynamics for approved credits/Bonds & Guarantees.
  

B. COLLATERAL DOCUMENT COLECTION

Collateral Reviews

• Ensure approved collateral documents are received bankwide for onward delivery to Legal Services Department for perfection and safe keeping of the original at the Collateral Repository. This is to cover all facilities to be booked on Finacle whether appraised by CAP or approved by the GH/RH/GEs under approved product programme.
  

• Assess the adequacy of collaterals for transactions consummated at Business Unit levels.
  

Collateral Perfection Tracking

• Ensure approved collateral documents are received bankwide for onward delivery to Legal Services Department for perfection and safe keeping of the original at the Collateral Repository. This is to cover all facilities to be booked on Finacle whether appraised by CAP or approved by the GH/RH/GEs under approved product programme. It is after this that availment ticket will be issued for CPC to book the loan.
  

Valuation Report Review

• Review of valuation reports of assets for collateral adequacy and ensure no valuation is stale
  

• Receive copies and file as appropriate
  

• Ensure confirmation of sighting valuation report and collateral inspection form priori to disbursement
  

Insurance Policy Review

• Ensure collateral insurance policy is in place prior to drawdown
  

• Escalate insurance policy exceptions where applicable
  

• Complies with the principles and policies in the information security handbook.
  

• Any other tasks assigned by Head, Credit Risk Management or Head, Credit Control.