Job Description

To proactively originate, assess, structure, and support the execution of credit solutions for Business and Commercial Banking clients, while ensuring high-quality credit submissions and effective sound risk management. To deliver a seamless client credit experience and contribute to market penetration and sustainable revenue growth.

Type of Qualification: First Degree

Field of Study: Business Commerce, Finance or related field

professional/Technical Certifications

• Professional Banking qualification, or
  
• Credit / Risk related professional qualifications; or
  
• CA, CPA, ACCA, CIMA, ACIB, AKIB
  

Experience Required

8-10 years

• Conducting robust credit analysis and financial assessment
  
• Structuring and executing lending across key focus sectors covering transactions across a range of products including structured finance.
  
• Ability to assess client funding needs (capex & working capital) and translate these into fit‑for‑purpose credit structures aligned to cashflows
  
• Strong financial modelling capability to evaluate repayment capacity, stress-test assumptions, and inform structuring decisions
  
• Proven covenant-setting expertise—designing practical, risk-aligned covenants derived from underlying business and model outputs
  
• End-to-end credit origination and structuring experience, with demonstrable ownership of complex deals through to execution
  
• Deep sector understanding and credit judgement, with the ability to tailor structures to sector-specific risks and shape deal outcomes
  

Behavioural Competencies:

• Challenging Ideas
  
• Developing Strategies
  
• Embracing Change
  
• Establishing Rapport
  
• Making Decisions
  
• Providing Insights
  
• Team Working
  
• Upholding Standards
  

Technical Competencies:

• Client Knowledge
  
• Economic Capital Management
  
• Mergers & Acquisitions Operations
  
• Risk Reporting
  
• Risk Response Strategy